Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,653,260,000 | 3,634,799,000 | 3,537,426,000 | 3,584,959,000 |
| Total loans | 2,537,030,000 | 2,539,704,000 | 2,501,970,000 | 2,494,507,000 |
| Allowance for loan losses | 37,364,000 | 34,489,000 | 35,826,000 | 35,166,000 |
| Securities available for sale | 955,907,000 | 930,398,000 | 886,522,000 | 913,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,662,954,000 | 2,715,000,000 | 2,683,723,000 | 2,681,994,000 |
| Interest-bearing deposits | 1,675,487,000 | 1,746,113,000 | 1,650,809,000 | 1,634,773,000 |
| Noninterest-bearing deposits | 987,467,000 | 968,887,000 | 1,032,914,000 | 1,047,221,000 |
| Equity capital | 325,507,000 | 337,170,000 | 341,770,000 | 327,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 32,027,000 | 64,268,000 | 96,408,000 | 128,384,000 |
| Interest expense | 3,065,000 | 6,182,000 | 9,869,000 | 13,357,000 |
| Net interest income | 28,962,000 | 58,086,000 | 86,539,000 | 115,027,000 |
| Noninterest income | 4,086,000 | 8,775,000 | 11,360,000 | 13,337,000 |
| Noninterest expense | 19,462,000 | 38,810,000 | 57,899,000 | 78,441,000 |
| Provision for loan losses | 1,000,000 | 2,250,000 | 3,450,000 | 6,948,000 |
| Pretax income | 12,586,000 | 25,801,000 | 36,633,000 | 43,058,000 |
| Income tax | 4,838,000 | 9,944,000 | 14,038,000 | 16,235,000 |
| Net income | 7,748,000 | 15,857,000 | 22,595,000 | 26,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 317,055,000 | 323,541,000 | 328,688,000 | 331,499,000 |
| Total capital | 355,342,000 | 359,453,000 | 365,966,000 | 368,165,000 |
| Risk-weighted assets | 3,062,499,000 | 3,060,449,000 | 3,021,425,000 | 3,046,524,000 |