Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,577,879,000 | 3,447,995,000 | 3,437,555,000 | 3,550,255,000 |
| Total loans | 2,289,791,000 | 2,329,156,000 | 2,321,006,000 | 2,427,925,000 |
| Allowance for loan losses | 35,400,000 | 35,474,000 | 36,031,000 | 36,327,000 |
| Securities available for sale | 1,128,413,000 | 950,680,000 | 967,782,000 | 958,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,629,936,000 | 2,629,138,000 | 2,730,897,000 | 2,589,442,000 |
| Interest-bearing deposits | 1,741,269,000 | 1,724,688,000 | 1,818,431,000 | 1,672,689,000 |
| Noninterest-bearing deposits | 888,667,000 | 904,450,000 | 912,466,000 | 916,753,000 |
| Equity capital | 306,562,000 | 297,723,000 | 308,506,000 | 310,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 31,201,000 | 63,418,000 | 94,838,000 | 125,468,000 |
| Interest expense | 4,417,000 | 8,474,000 | 11,364,000 | 14,129,000 |
| Net interest income | 26,784,000 | 54,944,000 | 83,474,000 | 111,339,000 |
| Noninterest income | 3,103,000 | 6,161,000 | 9,354,000 | 12,621,000 |
| Noninterest expense | 18,503,000 | 48,186,000 | 67,084,000 | 84,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,856,000 | 18,221,000 | 31,046,000 | 44,816,000 |
| Income tax | 4,673,000 | 6,990,000 | 11,974,000 | 17,051,000 |
| Net income | 7,183,000 | 11,231,000 | 19,072,000 | 27,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 295,090,000 | 297,694,000 | 304,094,000 | 311,343,000 |
| Total capital | 330,029,000 | 332,845,000 | 339,269,000 | 348,161,000 |
| Risk-weighted assets | 2,793,340,000 | 2,810,419,000 | 2,811,824,000 | 2,944,503,000 |