Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,074,949,000 | 3,172,519,000 | 3,236,016,000 | 3,350,600,000 |
| Total loans | 1,965,495,000 | 1,995,730,000 | 1,999,822,000 | 2,055,009,000 |
| Allowance for loan losses | 34,812,000 | 34,661,000 | 35,008,000 | 34,444,000 |
| Securities available for sale | 977,719,000 | 1,035,198,000 | 1,048,915,000 | 1,146,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,306,413,000 | 2,376,937,000 | 2,505,829,000 | 2,516,262,000 |
| Interest-bearing deposits | 1,656,540,000 | 1,696,204,000 | 1,788,864,000 | 1,786,375,000 |
| Noninterest-bearing deposits | 649,873,000 | 680,733,000 | 716,965,000 | 729,887,000 |
| Equity capital | 258,526,000 | 250,369,000 | 256,036,000 | 253,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 28,742,000 | 59,148,000 | 89,092,000 | 119,433,000 |
| Interest expense | 5,364,000 | 10,941,000 | 16,597,000 | 22,180,000 |
| Net interest income | 23,378,000 | 48,207,000 | 72,495,000 | 97,253,000 |
| Noninterest income | 2,648,000 | 5,110,000 | 7,394,000 | 9,837,000 |
| Noninterest expense | 16,602,000 | 33,115,000 | 50,082,000 | 68,592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,595,000 | 21,681,000 | 31,286,000 | 39,938,000 |
| Income tax | 3,595,000 | 8,244,000 | 11,849,000 | 15,033,000 |
| Net income | 6,000,000 | 13,437,000 | 19,437,000 | 24,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,707,000 | 253,138,000 | 259,139,000 | 264,378,000 |
| Total capital | 275,621,000 | 283,416,000 | 289,492,000 | 295,853,000 |
| Risk-weighted assets | 2,386,998,000 | 2,416,598,000 | 2,422,370,000 | 2,513,800,000 |