Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,667,373,000 | 2,793,266,000 | 2,909,228,000 | 3,060,641,000 |
| Total loans | 1,742,893,000 | 1,806,899,000 | 1,868,928,000 | 1,943,277,000 |
| Allowance for loan losses | 36,943,000 | 35,440,000 | 35,307,000 | 34,876,000 |
| Securities available for sale | 773,195,000 | 856,579,000 | 908,441,000 | 949,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,035,676,000 | 2,077,726,000 | 2,160,325,000 | 2,209,935,000 |
| Interest-bearing deposits | 1,441,324,000 | 1,470,256,000 | 1,545,445,000 | 1,561,681,000 |
| Noninterest-bearing deposits | 594,352,000 | 607,470,000 | 614,880,000 | 648,254,000 |
| Equity capital | 270,948,000 | 277,986,000 | 288,761,000 | 256,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 27,909,000 | 55,613,000 | 85,558,000 | 114,825,000 |
| Interest expense | 5,158,000 | 10,397,000 | 15,657,000 | 20,978,000 |
| Net interest income | 22,751,000 | 45,216,000 | 69,901,000 | 93,847,000 |
| Noninterest income | 2,369,000 | 4,892,000 | 7,347,000 | 11,048,000 |
| Noninterest expense | 15,598,000 | 31,052,000 | 46,450,000 | 63,028,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 300,000 |
| Pretax income | 9,589,000 | 19,123,000 | 30,565,000 | 42,094,000 |
| Income tax | 3,711,000 | 7,345,000 | 11,806,000 | 16,469,000 |
| Net income | 5,878,000 | 11,778,000 | 18,759,000 | 25,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,880,000 | 260,725,000 | 267,729,000 | 239,583,000 |
| Total capital | 280,844,000 | 287,896,000 | 295,947,000 | 268,996,000 |
| Risk-weighted assets | 2,064,472,000 | 2,163,826,000 | 2,249,016,000 | 2,346,286,000 |