Call reports 2009
COMMUNITY BANK — 2009
What COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,510,566,000 | 2,555,109,000 | 2,526,116,000 | 2,439,754,000 |
| Total loans | 1,776,962,000 | 1,784,318,000 | 1,767,443,000 | 1,756,949,000 |
| Allowance for loan losses | 25,541,000 | 27,232,000 | 27,088,000 | 32,999,000 |
| Securities available for sale | 471,590,000 | 468,694,000 | 513,270,000 | 483,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,899,270,000 | 1,971,305,000 | 1,946,842,000 | 1,877,616,000 |
| Interest-bearing deposits | 1,458,625,000 | 1,513,209,000 | 1,481,607,000 | 1,408,116,000 |
| Noninterest-bearing deposits | 440,645,000 | 458,096,000 | 465,235,000 | 469,500,000 |
| Equity capital | 236,226,000 | 237,296,000 | 242,596,000 | 223,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 31,034,000 | 61,803,000 | 92,364,000 | 122,733,000 |
| Interest expense | 12,642,000 | 24,362,000 | 35,082,000 | 44,700,000 |
| Net interest income | 18,392,000 | 37,441,000 | 57,282,000 | 78,033,000 |
| Noninterest income | 1,812,000 | 3,731,000 | 5,606,000 | 8,103,000 |
| Noninterest expense | 13,440,000 | 27,091,000 | 42,146,000 | 54,980,000 |
| Provision for loan losses | 2,958,000 | 6,958,000 | 11,858,000 | 20,783,000 |
| Pretax income | 3,806,000 | 7,123,000 | 8,884,000 | 10,617,000 |
| Income tax | 1,281,000 | 2,366,000 | 2,792,000 | 3,192,000 |
| Net income | 2,525,000 | 4,757,000 | 6,092,000 | 7,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,078,000 | 228,218,000 | 229,515,000 | 212,950,000 |
| Total capital | 251,562,000 | 253,834,000 | 254,970,000 | 238,328,000 |
| Risk-weighted assets | 2,037,740,000 | 2,046,724,000 | 2,034,100,000 | 2,021,980,000 |