Call reports 2008
COMMUNITY BANK — 2008
What COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,152,830,000 | 2,301,869,000 | 2,330,845,000 | 2,497,849,000 |
| Total loans | 1,550,960,000 | 1,672,303,000 | 1,714,013,000 | 1,794,546,000 |
| Allowance for loan losses | 20,987,000 | 21,835,000 | 21,680,000 | 22,296,000 |
| Securities available for sale | 473,225,000 | 487,038,000 | 476,672,000 | 483,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,461,274,000 | 1,577,318,000 | 1,687,079,000 | 1,866,953,000 |
| Interest-bearing deposits | 1,048,032,000 | 1,163,748,000 | 1,296,231,000 | 1,426,061,000 |
| Noninterest-bearing deposits | 413,242,000 | 413,570,000 | 390,848,000 | 440,892,000 |
| Equity capital | 227,791,000 | 228,031,000 | 231,290,000 | 230,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 29,821,000 | 60,385,000 | 92,592,000 | 124,974,000 |
| Interest expense | 11,061,000 | 21,817,000 | 34,338,000 | 47,211,000 |
| Net interest income | 18,760,000 | 38,568,000 | 58,254,000 | 77,763,000 |
| Noninterest income | 2,027,000 | 4,276,000 | 6,255,000 | 8,150,000 |
| Noninterest expense | 11,682,000 | 24,081,000 | 36,427,000 | 49,051,000 |
| Provision for loan losses | 1,013,000 | 1,880,000 | 4,182,000 | 7,662,000 |
| Pretax income | 9,225,000 | 18,016,000 | 21,347,000 | 26,647,000 |
| Income tax | 3,546,000 | 6,853,000 | 7,932,000 | 9,850,000 |
| Net income | 5,679,000 | 11,163,000 | 13,415,000 | 16,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,521,000 | 230,148,000 | 233,231,000 | 223,823,000 |
| Total capital | 247,135,000 | 252,654,000 | 255,599,000 | 246,733,000 |
| Risk-weighted assets | 1,827,895,000 | 1,971,193,000 | 2,018,798,000 | 2,061,528,000 |