Call reports 2007
COMMUNITY BANK — 2007
What COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,006,824,000 | 1,975,085,000 | 1,995,824,000 | 2,048,952,000 |
| Total loans | 1,271,206,000 | 1,302,091,000 | 1,347,611,000 | 1,414,599,000 |
| Allowance for loan losses | 18,632,000 | 18,865,000 | 19,275,000 | 19,947,000 |
| Securities available for sale | 562,496,000 | 527,026,000 | 508,014,000 | 493,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,536,367,000 | 1,418,433,000 | 1,417,598,000 | 1,495,894,000 |
| Interest-bearing deposits | 1,055,306,000 | 970,666,000 | 1,003,071,000 | 998,431,000 |
| Noninterest-bearing deposits | 481,061,000 | 447,767,000 | 414,527,000 | 497,463,000 |
| Equity capital | 200,838,000 | 201,208,000 | 210,032,000 | 219,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 29,593,000 | 59,841,000 | 89,726,000 | 119,313,000 |
| Interest expense | 13,779,000 | 27,330,000 | 40,833,000 | 53,415,000 |
| Net interest income | 15,814,000 | 32,511,000 | 48,893,000 | 65,898,000 |
| Noninterest income | 2,159,000 | 4,292,000 | 6,264,000 | 8,322,000 |
| Noninterest expense | 11,318,000 | 22,343,000 | 32,973,000 | 44,131,000 |
| Provision for loan losses | 84,000 | 346,000 | 743,000 | 1,392,000 |
| Pretax income | 6,571,000 | 14,114,000 | 21,441,000 | 28,697,000 |
| Income tax | 2,401,000 | 5,239,000 | 7,958,000 | 10,637,000 |
| Net income | 4,170,000 | 8,875,000 | 13,483,000 | 18,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,722,000 | 211,335,000 | 215,964,000 | 219,949,000 |
| Total capital | 225,962,000 | 230,736,000 | 235,833,000 | 240,512,000 |
| Risk-weighted assets | 1,575,125,000 | 1,587,601,000 | 1,634,238,000 | 1,703,507,000 |