Call reports 2005
COMMUNITY BANK — 2005
What COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,040,712,000 | 2,046,303,000 | 2,084,829,000 | 2,112,612,000 |
| Total loans | 1,155,191,000 | 1,168,215,000 | 1,202,487,000 | 1,227,626,000 |
| Allowance for loan losses | 19,377,000 | 20,555,000 | 20,552,000 | 20,633,000 |
| Securities available for sale | 718,825,000 | 728,582,000 | 714,119,000 | 750,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,633,558,000 | 1,666,566,000 | 1,713,190,000 | 1,722,729,000 |
| Interest-bearing deposits | 1,183,076,000 | 1,173,644,000 | 1,219,688,000 | 1,224,681,000 |
| Noninterest-bearing deposits | 450,482,000 | 492,922,000 | 493,502,000 | 498,048,000 |
| Equity capital | 157,184,000 | 166,941,000 | 168,324,000 | 172,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 24,952,000 | 51,818,000 | 79,726,000 | 109,341,000 |
| Interest expense | 7,270,000 | 16,121,000 | 25,918,000 | 36,672,000 |
| Net interest income | 17,682,000 | 35,697,000 | 53,808,000 | 72,669,000 |
| Noninterest income | 2,255,000 | 4,397,000 | 6,745,000 | 9,549,000 |
| Noninterest expense | 11,274,000 | 22,914,000 | 33,958,000 | 45,068,000 |
| Provision for loan losses | 365,000 | 389,000 | 389,000 | 389,000 |
| Pretax income | 8,562,000 | 17,055,000 | 26,470,000 | 37,025,000 |
| Income tax | 3,417,000 | 6,630,000 | 10,295,000 | 14,306,000 |
| Net income | 5,145,000 | 10,425,000 | 16,175,000 | 22,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,681,000 | 168,859,000 | 174,523,000 | 180,937,000 |
| Total capital | 182,321,000 | 187,516,000 | 193,785,000 | 200,632,000 |
| Risk-weighted assets | 1,489,893,000 | 1,490,103,000 | 1,539,174,000 | 1,574,170,000 |