Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,291,083,000 | 1,336,687,000 | 1,377,488,000 | 1,435,410,000 |
| Total loans | 912,023,000 | 892,721,000 | 932,714,000 | 968,140,000 |
| Allowance for loan losses | 15,007,000 | 16,533,000 | 17,856,000 | 19,234,000 |
| Securities available for sale | 235,924,000 | 273,260,000 | 291,447,000 | 315,156,000 |
| Securities held to maturity | 6,470,000 | 6,176,000 | 6,176,000 | 5,882,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,058,383,000 | 1,093,997,000 | 1,130,536,000 | 1,179,744,000 |
| Interest-bearing deposits | 744,591,000 | 763,188,000 | 783,685,000 | 834,859,000 |
| Noninterest-bearing deposits | 313,792,000 | 330,809,000 | 346,851,000 | 344,885,000 |
| Equity capital | 112,461,000 | 118,749,000 | 123,496,000 | 125,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 19,938,000 | 40,156,000 | 60,836,000 | 81,431,000 |
| Interest expense | 5,602,000 | 10,615,000 | 15,313,000 | 19,754,000 |
| Net interest income | 14,336,000 | 29,541,000 | 45,523,000 | 61,677,000 |
| Noninterest income | 2,090,000 | 4,096,000 | 6,110,000 | 8,256,000 |
| Noninterest expense | 8,563,000 | 17,543,000 | 26,407,000 | 36,645,000 |
| Provision for loan losses | 1,200,000 | 2,700,000 | 4,200,000 | 5,700,000 |
| Pretax income | 6,663,000 | 13,518,000 | 21,149,000 | 27,711,000 |
| Income tax | 2,802,000 | 5,684,000 | 8,893,000 | 10,739,000 |
| Net income | 3,861,000 | 7,834,000 | 12,256,000 | 16,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,020,000 | 112,897,000 | 117,140,000 | 120,330,000 |
| Total capital | 122,225,000 | 126,020,000 | 130,867,000 | 134,721,000 |
| Risk-weighted assets | 1,054,626,000 | 1,046,452,000 | 1,088,219,000 | 1,141,722,000 |