Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,199,100,000 | 1,249,996,000 | 1,280,181,000 | 1,261,638,000 |
| Total loans | 842,075,000 | 834,500,000 | 872,670,000 | 885,014,000 |
| Allowance for loan losses | 11,270,000 | 11,662,000 | 12,374,000 | 13,811,000 |
| Securities available for sale | 197,516,000 | 191,563,000 | 240,469,000 | 248,170,000 |
| Securities held to maturity | 7,059,000 | 6,765,000 | 6,765,000 | 6,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 945,267,000 | 981,036,000 | 1,017,390,000 | 1,013,832,000 |
| Interest-bearing deposits | 678,230,000 | 701,296,000 | 723,243,000 | 703,940,000 |
| Noninterest-bearing deposits | 267,037,000 | 279,740,000 | 294,147,000 | 309,892,000 |
| Equity capital | 97,975,000 | 101,258,000 | 107,569,000 | 109,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 22,584,000 | 44,540,000 | 66,517,000 | 87,546,000 |
| Interest expense | 9,947,000 | 19,350,000 | 28,080,000 | 34,997,000 |
| Net interest income | 12,637,000 | 25,190,000 | 38,437,000 | 52,549,000 |
| Noninterest income | 1,741,000 | 3,955,000 | 6,540,000 | 8,607,000 |
| Noninterest expense | 8,203,000 | 16,692,000 | 25,258,000 | 33,639,000 |
| Provision for loan losses | 462,000 | 612,000 | 1,660,000 | 2,903,000 |
| Pretax income | 5,713,000 | 12,031,000 | 18,249,000 | 24,804,000 |
| Income tax | 2,457,000 | 5,173,000 | 7,847,000 | 10,453,000 |
| Net income | 3,256,000 | 6,858,000 | 10,402,000 | 14,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,939,000 | 97,626,000 | 101,252,000 | 105,285,000 |
| Total capital | 105,209,000 | 109,288,000 | 113,626,000 | 118,098,000 |
| Risk-weighted assets | 984,745,000 | 991,038,000 | 1,026,316,000 | 1,024,042,000 |