Call reports 2005
SECURITY STATE BANK OF MAPLE LAKE (INCORPORATED) — 2005
What SECURITY STATE BANK OF MAPLE LAKE (INCORPORATED) reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,017,000 | 67,891,000 | 69,751,000 | 71,070,000 |
| Total loans | 50,994,000 | 52,541,000 | 50,668,000 | 48,978,000 |
| Allowance for loan losses | 503,000 | 535,000 | 545,000 | 544,000 |
| Securities available for sale | 8,670,000 | 8,464,000 | 8,148,000 | 10,779,000 |
| Securities held to maturity | 280,000 | 280,000 | 240,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,397,000 | 55,755,000 | 58,575,000 | 59,919,000 |
| Interest-bearing deposits | 46,579,000 | 46,303,000 | 47,620,000 | 49,868,000 |
| Noninterest-bearing deposits | 8,818,000 | 9,452,000 | 10,955,000 | 10,051,000 |
| Equity capital | 6,054,000 | 6,290,000 | 6,523,000 | 6,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,891,000 | 2,944,000 | 3,979,000 |
| Interest expense | 237,000 | 499,000 | 795,000 | 1,111,000 |
| Net interest income | 694,000 | 1,392,000 | 2,149,000 | 2,868,000 |
| Noninterest income | 107,000 | 247,000 | 408,000 | 574,000 |
| Noninterest expense | 506,000 | 1,022,000 | 1,511,000 | 2,082,000 |
| Provision for loan losses | 12,000 | 45,000 | 72,000 | 84,000 |
| Pretax income | 283,000 | 572,000 | 974,000 | 1,270,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 283,000 | 571,000 | 973,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,174,000 | 6,343,000 | 6,623,000 | 6,625,000 |
| Total capital | 6,677,000 | 6,878,000 | 7,168,000 | 7,169,000 |
| Risk-weighted assets | 52,626,000 | 54,184,000 | 53,155,000 | 52,022,000 |