Call reports 2003
SECURITY STATE BANK OF MAPLE LAKE (INCORPORATED) — 2003
What SECURITY STATE BANK OF MAPLE LAKE (INCORPORATED) reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,132,000 | 60,584,000 | 61,516,000 | 62,004,000 |
| Total loans | 39,267,000 | 41,946,000 | 42,667,000 | 40,482,000 |
| Allowance for loan losses | 442,000 | 445,000 | 445,000 | 445,000 |
| Securities available for sale | 10,941,000 | 9,893,000 | 10,721,000 | 11,554,000 |
| Securities held to maturity | 1,137,000 | 1,137,000 | 1,101,000 | 590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,047,000 | 51,474,000 | 52,838,000 | 53,291,000 |
| Interest-bearing deposits | 42,936,000 | 41,818,000 | 43,479,000 | 44,498,000 |
| Noninterest-bearing deposits | 8,111,000 | 9,656,000 | 9,359,000 | 8,793,000 |
| Equity capital | 5,648,000 | 5,882,000 | 5,931,000 | 5,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,710,000 | 2,603,000 | 3,419,000 |
| Interest expense | 255,000 | 501,000 | 740,000 | 975,000 |
| Net interest income | 579,000 | 1,209,000 | 1,863,000 | 2,444,000 |
| Noninterest income | 108,000 | 220,000 | 342,000 | 462,000 |
| Noninterest expense | 478,000 | 904,000 | 1,377,000 | 1,905,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 221,000 | 534,000 | 833,000 | 1,000,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 220,000 | 532,000 | 830,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,497,000 | 5,708,000 | 5,864,000 | 5,852,000 |
| Total capital | 5,939,000 | 6,153,000 | 6,309,000 | 6,297,000 |
| Risk-weighted assets | 41,426,000 | 43,270,000 | 44,014,000 | 42,283,000 |