Call reports 2025
FIRST NATIONAL BANK OF AVA, THE — 2025
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 78,252,000 | 77,183,000 | 76,471,000 | 76,610,000 |
| Total loans | 36,678,000 | 37,200,000 | 40,872,000 | 43,263,000 |
| Allowance for loan losses | 772,000 | 775,000 | 775,000 | 775,000 |
| Securities available for sale | 32,539,000 | 31,442,000 | 31,716,000 | 30,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,602,000 | 69,547,000 | 67,411,000 | 68,022,000 |
| Interest-bearing deposits | 56,226,000 | 55,267,000 | 54,388,000 | 54,263,000 |
| Noninterest-bearing deposits | 14,376,000 | 14,280,000 | 13,023,000 | 13,759,000 |
| Equity capital | 7,444,000 | 7,455,000 | 8,841,000 | 8,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,793,000 | 2,742,000 | 3,683,000 |
| Interest expense | 197,000 | 384,000 | 571,000 | 748,000 |
| Net interest income | 686,000 | 1,409,000 | 2,171,000 | 2,935,000 |
| Noninterest income | 38,000 | 65,000 | 91,000 | 113,000 |
| Noninterest expense | 527,000 | 1,059,000 | 1,592,000 | 2,200,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 415,000 | 670,000 | 848,000 |
| Income tax | 36,000 | 78,000 | 131,000 | 120,000 |
| Net income | 161,000 | 337,000 | 539,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,668,000 | 9,743,000 | 9,856,000 | 9,945,000 |
| Total capital | 10,253,000 | 10,323,000 | 10,487,000 | 10,583,000 |
| Risk-weighted assets | 46,643,000 | 46,215,000 | 50,387,000 | 50,900,000 |