Call reports 2024
FIRST NATIONAL BANK OF AVA, THE — 2024
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 73,483,000 | 72,186,000 | 73,850,000 | 74,541,000 |
| Total loans | 32,121,000 | 32,574,000 | 34,869,000 | 36,859,000 |
| Allowance for loan losses | 770,000 | 765,000 | 769,000 | 770,000 |
| Securities available for sale | 32,905,000 | 32,136,000 | 33,382,000 | 32,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,530,000 | 65,290,000 | 66,085,000 | 67,309,000 |
| Interest-bearing deposits | 53,336,000 | 52,056,000 | 52,294,000 | 55,032,000 |
| Noninterest-bearing deposits | 13,194,000 | 13,234,000 | 13,791,000 | 12,277,000 |
| Equity capital | 6,773,000 | 6,725,000 | 7,544,000 | 7,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,585,000 | 2,435,000 | 3,308,000 |
| Interest expense | 167,000 | 343,000 | 526,000 | 743,000 |
| Net interest income | 624,000 | 1,242,000 | 1,909,000 | 2,565,000 |
| Noninterest income | 32,000 | 59,000 | 94,000 | 152,000 |
| Noninterest expense | 516,000 | 1,013,000 | 1,504,000 | 1,999,000 |
| Provision for loan losses | 8,000 | 0 | 0 | 0 |
| Pretax income | 132,000 | 288,000 | 499,000 | 710,000 |
| Income tax | 16,000 | 39,000 | 79,000 | -32,000 |
| Net income | 116,000 | 249,000 | 420,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,290,000 | 9,318,000 | 9,364,000 | 9,597,000 |
| Total capital | 9,840,000 | 9,863,000 | 9,933,000 | 10,175,000 |
| Risk-weighted assets | 43,796,000 | 43,398,000 | 45,359,000 | 46,070,000 |