Call reports 2022
FIRST NATIONAL BANK OF AVA, THE — 2022
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,581,000 | 74,992,000 | 72,602,000 | 71,690,000 |
| Total loans | 29,275,000 | 30,549,000 | 31,552,000 | 31,573,000 |
| Allowance for loan losses | 873,000 | 879,000 | 900,000 | 872,000 |
| Securities available for sale | 42,323,000 | 40,080,000 | 38,333,000 | 37,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,223,000 | 66,271,000 | 64,331,000 | 63,029,000 |
| Interest-bearing deposits | 52,386,000 | 53,773,000 | 51,814,000 | 49,982,000 |
| Noninterest-bearing deposits | 12,837,000 | 12,498,000 | 12,517,000 | 13,047,000 |
| Equity capital | 8,203,000 | 6,665,000 | 5,914,000 | 6,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,274,000 | 1,936,000 | 2,604,000 |
| Interest expense | 45,000 | 88,000 | 138,000 | 208,000 |
| Net interest income | 596,000 | 1,186,000 | 1,798,000 | 2,396,000 |
| Noninterest income | 40,000 | 75,000 | 116,000 | 144,000 |
| Noninterest expense | 406,000 | 884,000 | 1,328,000 | 1,825,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 231,000 | 370,000 | 571,000 | 693,000 |
| Income tax | 41,000 | 55,000 | 86,000 | 96,000 |
| Net income | 190,000 | 315,000 | 485,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,364,000 | 9,299,000 | 9,344,000 | 9,286,000 |
| Total capital | 9,901,000 | 9,854,000 | 9,908,000 | 9,846,000 |
| Risk-weighted assets | 42,662,000 | 44,071,000 | 44,822,000 | 44,493,000 |