Call reports 2021
FIRST NATIONAL BANK OF AVA, THE — 2021
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 79,423,000 | 81,114,000 | 79,624,000 | 78,753,000 |
| Total loans | 31,212,000 | 30,604,000 | 31,020,000 | 31,067,000 |
| Allowance for loan losses | 779,000 | 786,000 | 809,000 | 850,000 |
| Securities available for sale | 38,186,000 | 44,429,000 | 45,133,000 | 44,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,427,000 | 65,828,000 | 64,081,000 | 63,576,000 |
| Interest-bearing deposits | 52,282,000 | 53,477,000 | 51,633,000 | 51,658,000 |
| Noninterest-bearing deposits | 13,145,000 | 12,351,000 | 12,448,000 | 11,918,000 |
| Equity capital | 9,482,000 | 9,738,000 | 10,053,000 | 9,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,470,000 | 2,219,000 | 2,908,000 |
| Interest expense | 77,000 | 140,000 | 193,000 | 240,000 |
| Net interest income | 598,000 | 1,330,000 | 2,026,000 | 2,668,000 |
| Noninterest income | 53,000 | 92,000 | 138,000 | 175,000 |
| Noninterest expense | 388,000 | 869,000 | 1,298,000 | 1,804,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 248,000 | 523,000 | 821,000 | 979,000 |
| Income tax | 45,000 | 99,000 | 158,000 | 166,000 |
| Net income | 203,000 | 424,000 | 663,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,814,000 | 9,035,000 | 9,274,000 | 9,324,000 |
| Total capital | 9,331,000 | 9,564,000 | 9,815,000 | 9,863,000 |
| Risk-weighted assets | 41,056,000 | 42,044,000 | 42,997,000 | 42,857,000 |