Call reports 2019
FIRST NATIONAL BANK OF AVA, THE — 2019
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,024,000 | 63,496,000 | 63,576,000 | 65,258,000 |
| Total loans | 33,397,000 | 33,361,000 | 33,793,000 | 33,560,000 |
| Allowance for loan losses | 532,000 | 539,000 | 575,000 | 596,000 |
| Securities available for sale | 25,085,000 | 26,205,000 | 26,860,000 | 28,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,178,000 | 54,221,000 | 54,231,000 | 55,967,000 |
| Interest-bearing deposits | 44,571,000 | 45,127,000 | 44,961,000 | 46,493,000 |
| Noninterest-bearing deposits | 9,607,000 | 9,094,000 | 9,270,000 | 9,474,000 |
| Equity capital | 8,584,000 | 8,886,000 | 8,945,000 | 8,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,481,000 | 2,225,000 | 2,968,000 |
| Interest expense | 79,000 | 157,000 | 241,000 | 332,000 |
| Net interest income | 659,000 | 1,324,000 | 1,984,000 | 2,636,000 |
| Noninterest income | 56,000 | 106,000 | 164,000 | 213,000 |
| Noninterest expense | 434,000 | 861,000 | 1,324,000 | 1,818,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 259,000 | 524,000 | 756,000 | 941,000 |
| Income tax | 50,000 | 102,000 | 143,000 | 155,000 |
| Net income | 209,000 | 422,000 | 613,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,442,000 | 8,446,000 | 8,427,000 | 8,410,000 |
| Total capital | 8,936,000 | 8,940,000 | 8,932,000 | 8,926,000 |
| Risk-weighted assets | 39,498,000 | 39,473,000 | 40,335,000 | 41,209,000 |