Call reports 2018
FIRST NATIONAL BANK OF AVA, THE — 2018
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 62,293,000 | 62,627,000 | 62,175,000 | 62,266,000 |
| Total loans | 34,032,000 | 34,320,000 | 34,680,000 | 35,454,000 |
| Allowance for loan losses | 475,000 | 477,000 | 509,000 | 540,000 |
| Securities available for sale | 24,598,000 | 24,863,000 | 25,431,000 | 24,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,766,000 | 54,173,000 | 52,259,000 | 53,508,000 |
| Interest-bearing deposits | 43,932,000 | 44,108,000 | 42,660,000 | 42,902,000 |
| Noninterest-bearing deposits | 9,834,000 | 10,065,000 | 9,599,000 | 10,606,000 |
| Equity capital | 8,314,000 | 8,327,000 | 8,175,000 | 8,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,477,000 | 2,228,000 | 2,986,000 |
| Interest expense | 76,000 | 153,000 | 234,000 | 320,000 |
| Net interest income | 648,000 | 1,324,000 | 1,994,000 | 2,666,000 |
| Noninterest income | 53,000 | 95,000 | 138,000 | 180,000 |
| Noninterest expense | 459,000 | 877,000 | 1,329,000 | 1,823,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 214,000 | 480,000 | 719,000 | 916,000 |
| Income tax | 36,000 | 86,000 | 128,000 | 146,000 |
| Net income | 178,000 | 394,000 | 591,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,410,000 | 8,448,000 | 8,430,000 | 8,396,000 |
| Total capital | 8,903,000 | 8,949,000 | 8,935,000 | 8,904,000 |
| Risk-weighted assets | 40,159,000 | 40,352,000 | 40,399,000 | 40,619,000 |