Call reports 2017
FIRST NATIONAL BANK OF AVA, THE — 2017
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,654,000 | 63,536,000 | 62,098,000 | 63,475,000 |
| Total loans | 37,545,000 | 36,530,000 | 36,186,000 | 36,304,000 |
| Allowance for loan losses | 597,000 | 569,000 | 496,000 | 501,000 |
| Securities available for sale | 23,472,000 | 23,455,000 | 23,878,000 | 23,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,537,000 | 54,158,000 | 52,495,000 | 54,603,000 |
| Interest-bearing deposits | 47,165,000 | 45,545,000 | 44,306,000 | 45,086,000 |
| Noninterest-bearing deposits | 9,372,000 | 8,613,000 | 8,189,000 | 9,517,000 |
| Equity capital | 8,676,000 | 8,818,000 | 8,718,000 | 8,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,497,000 | 2,239,000 | 2,981,000 |
| Interest expense | 74,000 | 147,000 | 223,000 | 302,000 |
| Net interest income | 663,000 | 1,350,000 | 2,016,000 | 2,679,000 |
| Noninterest income | 45,000 | 109,000 | 169,000 | 212,000 |
| Noninterest expense | 432,000 | 877,000 | 1,340,000 | 1,826,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 291,000 | 576,000 | 824,000 | 1,021,000 |
| Income tax | 74,000 | 146,000 | 202,000 | 207,000 |
| Net income | 217,000 | 430,000 | 622,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,448,000 | 8,444,000 | 8,423,000 | 8,425,000 |
| Total capital | 8,987,000 | 8,971,000 | 8,937,000 | 8,944,000 |
| Risk-weighted assets | 43,032,000 | 42,123,000 | 41,978,000 | 42,038,000 |