Call reports 2014
FIRST NATIONAL BANK OF AVA, THE — 2014
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,444,000 | 61,333,000 | 62,232,000 | 61,560,000 |
| Total loans | 30,000,000 | 30,494,000 | 33,046,000 | 32,929,000 |
| Allowance for loan losses | 527,000 | 539,000 | 550,000 | 583,000 |
| Securities available for sale | 27,980,000 | 28,625,000 | 27,596,000 | 27,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,318,000 | 52,819,000 | 51,450,000 | 51,510,000 |
| Interest-bearing deposits | 46,531,000 | 45,577,000 | 44,065,000 | 43,778,000 |
| Noninterest-bearing deposits | 8,788,000 | 7,242,000 | 7,386,000 | 7,732,000 |
| Equity capital | 7,796,000 | 8,015,000 | 8,211,000 | 8,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,411,000 | 2,150,000 | 2,897,000 |
| Interest expense | 97,000 | 188,000 | 277,000 | 361,000 |
| Net interest income | 595,000 | 1,223,000 | 1,873,000 | 2,536,000 |
| Noninterest income | 52,000 | 103,000 | 140,000 | 181,000 |
| Noninterest expense | 395,000 | 799,000 | 1,185,000 | 1,696,000 |
| Provision for loan losses | 12,000 | 20,000 | 32,000 | 48,000 |
| Pretax income | 247,000 | 520,000 | 814,000 | 996,000 |
| Income tax | 50,000 | 110,000 | 179,000 | 195,000 |
| Net income | 197,000 | 410,000 | 635,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,590,000 | 7,606,000 | 7,724,000 | 7,775,000 |
| Total capital | 8,059,000 | 8,079,000 | 8,224,000 | 8,266,000 |
| Risk-weighted assets | 37,135,000 | 37,350,000 | 39,512,000 | 38,706,000 |