Call reports 2013
FIRST NATIONAL BANK OF AVA, THE — 2013
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 62,278,000 | 60,646,000 | 61,585,000 | 60,463,000 |
| Total loans | 32,114,000 | 32,210,000 | 33,605,000 | 32,455,000 |
| Allowance for loan losses | 616,000 | 592,000 | 523,000 | 500,000 |
| Securities available for sale | 26,589,000 | 26,318,000 | 26,171,000 | 25,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,469,000 | 52,661,000 | 52,372,000 | 52,135,000 |
| Interest-bearing deposits | 46,029,000 | 46,216,000 | 46,021,000 | 45,544,000 |
| Noninterest-bearing deposits | 7,440,000 | 6,446,000 | 6,351,000 | 6,591,000 |
| Equity capital | 8,119,000 | 7,658,000 | 7,578,000 | 7,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,450,000 | 2,208,000 | 2,949,000 |
| Interest expense | 132,000 | 264,000 | 387,000 | 498,000 |
| Net interest income | 587,000 | 1,186,000 | 1,821,000 | 2,451,000 |
| Noninterest income | 63,000 | 115,000 | 155,000 | 201,000 |
| Noninterest expense | 346,000 | 758,000 | 1,138,000 | 1,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 304,000 | 549,000 | 869,000 | 1,025,000 |
| Income tax | 69,000 | 126,000 | 206,000 | 207,000 |
| Net income | 235,000 | 423,000 | 663,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,472,000 | 7,425,000 | 7,478,000 | 7,393,000 |
| Total capital | 7,958,000 | 7,907,000 | 7,980,000 | 7,881,000 |
| Risk-weighted assets | 38,064,000 | 38,092,000 | 39,758,000 | 38,752,000 |