Call reports 2012
FIRST NATIONAL BANK OF AVA, THE — 2012
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,277,000 | 62,470,000 | 62,269,000 | 61,131,000 |
| Total loans | 31,080,000 | 32,109,000 | 33,752,000 | 32,991,000 |
| Allowance for loan losses | 603,000 | 606,000 | 612,000 | 612,000 |
| Securities available for sale | 29,823,000 | 27,338,000 | 26,653,000 | 25,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,253,000 | 53,631,000 | 52,472,000 | 52,345,000 |
| Interest-bearing deposits | 47,641,000 | 47,964,000 | 46,755,000 | 45,476,000 |
| Noninterest-bearing deposits | 6,612,000 | 5,666,000 | 5,718,000 | 6,869,000 |
| Equity capital | 7,802,000 | 8,131,000 | 8,283,000 | 8,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,560,000 | 2,350,000 | 3,112,000 |
| Interest expense | 168,000 | 329,000 | 486,000 | 630,000 |
| Net interest income | 617,000 | 1,231,000 | 1,864,000 | 2,482,000 |
| Noninterest income | 70,000 | 137,000 | 201,000 | 246,000 |
| Noninterest expense | 359,000 | 749,000 | 1,096,000 | 1,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 328,000 | 630,000 | 980,000 | 1,140,000 |
| Income tax | 75,000 | 157,000 | 250,000 | 261,000 |
| Net income | 253,000 | 473,000 | 730,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,231,000 | 7,452,000 | 7,487,000 | 7,387,000 |
| Total capital | 7,712,000 | 7,939,000 | 7,989,000 | 7,876,000 |
| Risk-weighted assets | 37,805,000 | 38,131,000 | 39,324,000 | 38,286,000 |