Call reports 2011
FIRST NATIONAL BANK OF AVA, THE — 2011
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 60,193,000 | 59,445,000 | 61,700,000 | 63,321,000 |
| Total loans | 31,432,000 | 31,645,000 | 31,057,000 | 31,658,000 |
| Allowance for loan losses | 590,000 | 594,000 | 600,000 | 606,000 |
| Securities available for sale | 26,770,000 | 25,849,000 | 27,271,000 | 29,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,287,000 | 51,111,000 | 52,716,000 | 53,699,000 |
| Interest-bearing deposits | 46,707,000 | 46,085,000 | 46,775,000 | 47,339,000 |
| Noninterest-bearing deposits | 5,580,000 | 5,026,000 | 5,941,000 | 6,360,000 |
| Equity capital | 6,967,000 | 7,313,000 | 7,709,000 | 7,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,587,000 | 2,383,000 | 3,178,000 |
| Interest expense | 199,000 | 390,000 | 572,000 | 748,000 |
| Net interest income | 586,000 | 1,197,000 | 1,811,000 | 2,430,000 |
| Noninterest income | 71,000 | 117,000 | 168,000 | 207,000 |
| Noninterest expense | 343,000 | 714,000 | 1,085,000 | 1,545,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 336,000 | 628,000 | 922,000 | 1,104,000 |
| Income tax | 97,000 | 174,000 | 251,000 | 253,000 |
| Net income | 239,000 | 454,000 | 671,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,856,000 | 6,985,000 | 7,117,000 | 7,152,000 |
| Total capital | 7,328,000 | 7,457,000 | 7,594,000 | 7,633,000 |
| Risk-weighted assets | 37,374,000 | 37,100,000 | 37,281,000 | 37,764,000 |