Call reports 2010
FIRST NATIONAL BANK OF AVA, THE — 2010
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,985,000 | 55,854,000 | 57,851,000 | 58,808,000 |
| Total loans | 32,058,000 | 32,252,000 | 33,058,000 | 33,127,000 |
| Allowance for loan losses | 591,000 | 551,000 | 557,000 | 579,000 |
| Securities available for sale | 21,373,000 | 21,663,000 | 21,739,000 | 23,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,793,000 | 48,584,000 | 50,307,000 | 51,536,000 |
| Interest-bearing deposits | 43,395,000 | 43,463,000 | 45,213,000 | 46,380,000 |
| Noninterest-bearing deposits | 5,398,000 | 5,121,000 | 5,094,000 | 5,157,000 |
| Equity capital | 6,709,000 | 6,815,000 | 7,023,000 | 6,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 796,000 | 1,584,000 | 2,386,000 | 3,198,000 |
| Interest expense | 258,000 | 503,000 | 737,000 | 950,000 |
| Net interest income | 538,000 | 1,081,000 | 1,649,000 | 2,248,000 |
| Noninterest income | 68,000 | 110,000 | 159,000 | 223,000 |
| Noninterest expense | 342,000 | 687,000 | 1,029,000 | 1,450,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 264,000 | 503,000 | 799,000 | 1,026,000 |
| Income tax | 69,000 | 126,000 | 206,000 | 268,000 |
| Net income | 195,000 | 377,000 | 593,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,412,000 | 6,519,000 | 6,659,000 | 6,692,000 |
| Total capital | 6,863,000 | 6,974,000 | 7,131,000 | 7,172,000 |
| Risk-weighted assets | 35,551,000 | 35,885,000 | 36,878,000 | 37,990,000 |