Call reports 2002
FIRST NATIONAL BANK OF AVA, THE — 2002
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,600,000 | 40,726,000 | 40,573,000 | 41,210,000 |
| Total loans | 23,885,000 | 24,478,000 | 26,123,000 | 26,797,000 |
| Allowance for loan losses | 640,000 | 606,000 | 606,000 | 609,000 |
| Securities available for sale | 9,293,000 | 8,900,000 | 7,380,000 | 8,172,000 |
| Securities held to maturity | 3,880,000 | 3,879,000 | 3,948,000 | 3,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,110,000 | 35,859,000 | 35,523,000 | 36,174,000 |
| Interest-bearing deposits | 30,994,000 | 31,810,000 | 31,719,000 | 32,311,000 |
| Noninterest-bearing deposits | 4,116,000 | 4,049,000 | 3,804,000 | 3,863,000 |
| Equity capital | 5,216,000 | 4,547,000 | 4,685,000 | 4,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,418,000 | 2,149,000 | 2,841,000 |
| Interest expense | 278,000 | 546,000 | 812,000 | 1,073,000 |
| Net interest income | 431,000 | 872,000 | 1,337,000 | 1,768,000 |
| Noninterest income | 27,000 | 56,000 | 84,000 | 132,000 |
| Noninterest expense | 285,000 | 577,000 | 842,000 | 1,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 357,000 | 597,000 | 763,000 |
| Income tax | 49,000 | 98,000 | 172,000 | 225,000 |
| Net income | 130,000 | 259,000 | 425,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,192,000 | 4,466,000 | 4,586,000 | 4,558,000 |
| Total capital | 5,498,000 | 4,791,000 | 4,925,000 | 4,913,000 |
| Risk-weighted assets | 24,357,000 | 25,231,000 | 26,121,000 | 27,454,000 |