Call reports 2001
FIRST NATIONAL BANK OF AVA, THE — 2001
What FIRST NATIONAL BANK OF AVA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,680,000 | 40,141,000 | 40,609,000 | 41,058,000 |
| Total loans | 24,789,000 | 25,011,000 | 24,843,000 | 24,111,000 |
| Allowance for loan losses | 598,000 | 612,000 | 607,000 | 636,000 |
| Securities available for sale | 5,717,000 | 6,961,000 | 6,475,000 | 8,626,000 |
| Securities held to maturity | 3,772,000 | 3,984,000 | 3,941,000 | 3,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,119,000 | 34,572,000 | 35,048,000 | 35,583,000 |
| Interest-bearing deposits | 31,181,000 | 30,854,000 | 30,881,000 | 31,531,000 |
| Noninterest-bearing deposits | 3,938,000 | 3,718,000 | 4,167,000 | 4,052,000 |
| Equity capital | 5,220,000 | 5,263,000 | 5,254,000 | 5,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,565,000 | 2,324,000 | 3,061,000 |
| Interest expense | 381,000 | 750,000 | 1,105,000 | 1,433,000 |
| Net interest income | 410,000 | 815,000 | 1,219,000 | 1,628,000 |
| Noninterest income | 26,000 | 53,000 | 77,000 | 96,000 |
| Noninterest expense | 284,000 | 577,000 | 851,000 | 1,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 291,000 | 445,000 | 588,000 |
| Income tax | 39,000 | 73,000 | 113,000 | 149,000 |
| Net income | 113,000 | 218,000 | 332,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,150,000 | 5,198,000 | 5,156,000 | 5,124,000 |
| Total capital | 5,475,000 | 5,527,000 | 5,489,000 | 5,442,000 |
| Risk-weighted assets | 25,313,000 | 25,656,000 | 25,707,000 | 24,710,000 |