Call report 2004Q2
ESSEX BANK — 2004Q2
The 22 measures ESSEX BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,051,000 | USD | evidence → |
| Total loans | 163,860,000 | USD | evidence → |
| Allowance for loan losses | 1,990,000 | USD | evidence → |
| Securities available for sale | 52,841,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,592,000 | USD | evidence → |
| Interest-bearing deposits | 178,313,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,279,000 | USD | evidence → |
| Equity capital | 26,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,337,000 | USD | evidence → |
| Interest expense | 1,690,000 | USD | evidence → |
| Net interest income | 4,647,000 | USD | evidence → |
| Noninterest income | 833,000 | USD | evidence → |
| Noninterest expense | 3,535,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,845,000 | USD | evidence → |
| Income tax | 433,000 | USD | evidence → |
| Net income | 1,412,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,486,000 | USD | evidence → |
| Total capital | 27,476,000 | USD | evidence → |
| Risk-weighted assets | 183,583,000 | USD | evidence → |