Call report 2003Q4
ESSEX BANK — 2003Q4
The 22 measures ESSEX BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,453,000 | USD | evidence → |
| Total loans | 160,509,000 | USD | evidence → |
| Allowance for loan losses | 2,128,000 | USD | evidence → |
| Securities available for sale | 52,036,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,464,000 | USD | evidence → |
| Interest-bearing deposits | 178,760,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,704,000 | USD | evidence → |
| Equity capital | 26,507,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,090,000 | USD | evidence → |
| Interest expense | 4,063,000 | USD | evidence → |
| Net interest income | 9,027,000 | USD | evidence → |
| Noninterest income | 1,480,000 | USD | evidence → |
| Noninterest expense | 6,776,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 3,062,000 | USD | evidence → |
| Income tax | 648,000 | USD | evidence → |
| Net income | 2,414,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,367,000 | USD | evidence → |
| Total capital | 26,495,000 | USD | evidence → |
| Risk-weighted assets | 180,464,000 | USD | evidence → |