Call report 2003Q1
ESSEX BANK — 2003Q1
The 22 measures ESSEX BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,840,000 | USD | evidence → |
| Total loans | 166,824,000 | USD | evidence → |
| Allowance for loan losses | 2,191,000 | USD | evidence → |
| Securities available for sale | 44,144,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,767,000 | USD | evidence → |
| Interest-bearing deposits | 181,715,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,052,000 | USD | evidence → |
| Equity capital | 21,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,279,000 | USD | evidence → |
| Interest expense | 1,118,000 | USD | evidence → |
| Net interest income | 2,161,000 | USD | evidence → |
| Noninterest income | 331,000 | USD | evidence → |
| Noninterest expense | 1,579,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 680,000 | USD | evidence → |
| Income tax | 143,000 | USD | evidence → |
| Net income | 537,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,064,000 | USD | evidence → |
| Total capital | 21,255,000 | USD | evidence → |
| Risk-weighted assets | 182,429,000 | USD | evidence → |