Call reports 2025
GENOA BANKING COMPANY, THE — 2025
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 702,313,000 | 714,465,000 | 725,468,000 | 721,197,000 |
| Total loans | 506,918,000 | 520,260,000 | 529,829,000 | 540,031,000 |
| Allowance for loan losses | 5,231,000 | 5,253,000 | 5,406,000 | 5,553,000 |
| Securities available for sale | 124,677,000 | 128,960,000 | 132,102,000 | 135,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,130,000 | 637,503,000 | 646,470,000 | 643,271,000 |
| Interest-bearing deposits | 486,144,000 | 488,435,000 | 495,880,000 | 493,824,000 |
| Noninterest-bearing deposits | 145,986,000 | 149,069,000 | 150,590,000 | 149,448,000 |
| Equity capital | 47,164,000 | 48,827,000 | 50,879,000 | 52,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,817,000 | 18,135,000 | 27,809,000 | 37,815,000 |
| Interest expense | 3,456,000 | 7,114,000 | 10,893,000 | 14,539,000 |
| Net interest income | 5,361,000 | 11,021,000 | 16,916,000 | 23,276,000 |
| Noninterest income | 629,000 | 1,462,000 | 2,200,000 | 3,093,000 |
| Noninterest expense | 4,696,000 | 9,348,000 | 14,149,000 | 19,115,000 |
| Provision for loan losses | 247,000 | 325,000 | 485,000 | 627,000 |
| Pretax income | 1,108,000 | 2,802,000 | 4,470,000 | 6,568,000 |
| Income tax | 235,000 | 580,000 | 933,000 | 1,361,000 |
| Net income | 873,000 | 2,222,000 | 3,537,000 | 5,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,320,000 | 50,669,000 | 51,903,000 | 53,493,000 |
| Total capital | 54,708,000 | 56,148,000 | 57,539,000 | 59,323,000 |
| Risk-weighted assets | 461,228,000 | 475,857,000 | 487,579,000 | 493,288,000 |