Call reports 2023
GENOA BANKING COMPANY, THE — 2023
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 542,966,000 | 565,675,000 | 573,327,000 | 600,140,000 |
| Total loans | 419,198,000 | 445,346,000 | 453,444,000 | 464,303,000 |
| Allowance for loan losses | 4,418,000 | 4,424,000 | 4,497,000 | 4,488,000 |
| Securities available for sale | 87,478,000 | 85,224,000 | 84,625,000 | 85,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,286,000 | 483,186,000 | 500,426,000 | 524,978,000 |
| Interest-bearing deposits | 345,157,000 | 345,997,000 | 361,124,000 | 384,594,000 |
| Noninterest-bearing deposits | 133,129,000 | 137,189,000 | 139,302,000 | 140,384,000 |
| Equity capital | 38,950,000 | 38,740,000 | 39,048,000 | 41,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,448,000 | 11,379,000 | 17,854,000 | 24,735,000 |
| Interest expense | 1,559,000 | 3,498,000 | 5,804,000 | 8,501,000 |
| Net interest income | 3,889,000 | 7,881,000 | 12,050,000 | 16,234,000 |
| Noninterest income | 541,000 | 1,122,000 | 1,632,000 | 2,171,000 |
| Noninterest expense | 3,705,000 | 7,352,000 | 11,188,000 | 15,133,000 |
| Provision for loan losses | 47,000 | 52,000 | 132,000 | 140,000 |
| Pretax income | 678,000 | 1,542,000 | 2,339,000 | 3,096,000 |
| Income tax | 137,000 | 316,000 | 480,000 | 634,000 |
| Net income | 541,000 | 1,226,000 | 1,859,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,143,000 | 44,829,000 | 45,403,000 | 45,745,000 |
| Total capital | 48,876,000 | 49,625,000 | 50,239,000 | 50,584,000 |
| Risk-weighted assets | 380,947,000 | 404,440,000 | 411,020,000 | 420,708,000 |