Call reports 2021
GENOA BANKING COMPANY, THE — 2021
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 503,985,000 | 501,522,000 | 511,183,000 | 517,460,000 |
| Total loans | 356,580,000 | 349,359,000 | 357,151,000 | 351,564,000 |
| Allowance for loan losses | 4,540,000 | 4,596,000 | 4,653,000 | 4,690,000 |
| Securities available for sale | 80,764,000 | 86,656,000 | 99,300,000 | 93,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,223,000 | 435,070,000 | 445,863,000 | 454,097,000 |
| Interest-bearing deposits | 312,974,000 | 306,802,000 | 311,430,000 | 315,241,000 |
| Noninterest-bearing deposits | 127,249,000 | 128,268,000 | 134,433,000 | 138,857,000 |
| Equity capital | 38,391,000 | 39,465,000 | 40,815,000 | 40,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,830,000 | 9,743,000 | 15,218,000 | 20,010,000 |
| Interest expense | 600,000 | 1,122,000 | 1,614,000 | 2,081,000 |
| Net interest income | 4,230,000 | 8,621,000 | 13,604,000 | 17,929,000 |
| Noninterest income | 1,520,000 | 2,574,000 | 3,526,000 | 4,459,000 |
| Noninterest expense | 4,262,000 | 8,169,000 | 12,100,000 | 16,112,000 |
| Provision for loan losses | 47,000 | 92,000 | 137,000 | 183,000 |
| Pretax income | 1,441,000 | 2,934,000 | 4,893,000 | 6,094,000 |
| Income tax | 299,000 | 603,000 | 1,015,000 | 1,249,000 |
| Net income | 1,142,000 | 2,331,000 | 3,878,000 | 4,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,712,000 | 38,840,000 | 40,322,000 | 41,160,000 |
| Total capital | 41,450,000 | 42,684,000 | 44,396,000 | 45,258,000 |
| Risk-weighted assets | 298,285,000 | 306,807,000 | 325,369,000 | 327,286,000 |