Call reports 2020
GENOA BANKING COMPANY, THE — 2020
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 408,929,000 | 453,086,000 | 464,962,000 | 475,887,000 |
| Total loans | 311,309,000 | 344,952,000 | 354,728,000 | 339,878,000 |
| Allowance for loan losses | 2,945,000 | 3,806,000 | 4,222,000 | 4,497,000 |
| Securities available for sale | 52,936,000 | 51,898,000 | 49,837,000 | 66,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,423,000 | 387,776,000 | 398,236,000 | 412,765,000 |
| Interest-bearing deposits | 277,378,000 | 285,100,000 | 297,673,000 | 301,719,000 |
| Noninterest-bearing deposits | 71,045,000 | 102,676,000 | 100,563,000 | 111,046,000 |
| Equity capital | 35,068,000 | 35,958,000 | 37,129,000 | 38,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,469,000 | 9,258,000 | 14,102,000 | 18,923,000 |
| Interest expense | 980,000 | 1,889,000 | 2,706,000 | 3,445,000 |
| Net interest income | 3,489,000 | 7,369,000 | 11,396,000 | 15,478,000 |
| Noninterest income | 833,000 | 2,261,000 | 3,900,000 | 5,850,000 |
| Noninterest expense | 3,447,000 | 6,699,000 | 10,685,000 | 14,975,000 |
| Provision for loan losses | 189,000 | 1,195,000 | 1,625,000 | 1,892,000 |
| Pretax income | 741,000 | 1,791,000 | 3,041,000 | 4,516,000 |
| Income tax | 147,000 | 379,000 | 621,000 | 927,000 |
| Net income | 594,000 | 1,412,000 | 2,420,000 | 3,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,705,000 | 34,522,000 | 35,532,000 | 36,635,000 |
| Total capital | 36,650,000 | 37,970,000 | 39,075,000 | 40,304,000 |
| Risk-weighted assets | 282,538,000 | 275,468,000 | 282,878,000 | 292,658,000 |
Machine access — free, no API key
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