Call reports 2019
GENOA BANKING COMPANY, THE — 2019
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 384,861,000 | 386,173,000 | 392,286,000 | 406,204,000 |
| Total loans | 284,517,000 | 298,605,000 | 305,630,000 | 303,501,000 |
| Allowance for loan losses | 2,514,000 | 2,548,000 | 2,650,000 | 2,770,000 |
| Securities available for sale | 54,899,000 | 52,889,000 | 52,948,000 | 58,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,682,000 | 330,787,000 | 334,491,000 | 340,381,000 |
| Interest-bearing deposits | 266,520,000 | 262,020,000 | 264,188,000 | 269,511,000 |
| Noninterest-bearing deposits | 65,162,000 | 68,767,000 | 70,303,000 | 70,870,000 |
| Equity capital | 30,981,000 | 32,146,000 | 33,011,000 | 33,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,138,000 | 8,495,000 | 13,065,000 | 17,628,000 |
| Interest expense | 954,000 | 1,909,000 | 2,898,000 | 3,906,000 |
| Net interest income | 3,184,000 | 6,586,000 | 10,167,000 | 13,722,000 |
| Noninterest income | 517,000 | 1,163,000 | 2,076,000 | 2,796,000 |
| Noninterest expense | 3,044,000 | 6,258,000 | 9,667,000 | 13,035,000 |
| Provision for loan losses | 48,000 | 131,000 | 264,000 | 414,000 |
| Pretax income | 637,000 | 1,390,000 | 2,342,000 | 3,100,000 |
| Income tax | 118,000 | 267,000 | 465,000 | 604,000 |
| Net income | 519,000 | 1,123,000 | 1,877,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,389,000 | 31,928,000 | 32,618,000 | 33,175,000 |
| Total capital | 33,903,000 | 34,476,000 | 35,268,000 | 35,945,000 |
| Risk-weighted assets | 256,486,000 | 266,158,000 | 273,936,000 | 277,357,000 |