Call reports 2018
GENOA BANKING COMPANY, THE — 2018
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 350,958,000 | 355,282,000 | 367,930,000 | 376,693,000 |
| Total loans | 260,419,000 | 267,090,000 | 272,916,000 | 276,919,000 |
| Allowance for loan losses | 2,349,000 | 2,392,000 | 2,496,000 | 2,479,000 |
| Securities available for sale | 56,737,000 | 58,464,000 | 57,798,000 | 58,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,269,000 | 291,174,000 | 317,268,000 | 320,465,000 |
| Interest-bearing deposits | 226,367,000 | 227,474,000 | 252,819,000 | 256,468,000 |
| Noninterest-bearing deposits | 61,903,000 | 63,700,000 | 64,450,000 | 63,997,000 |
| Equity capital | 28,431,000 | 28,879,000 | 29,206,000 | 30,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,350,000 | 11,282,000 | 15,350,000 |
| Interest expense | 589,000 | 1,256,000 | 2,051,000 | 2,968,000 |
| Net interest income | 2,982,000 | 6,094,000 | 9,231,000 | 12,382,000 |
| Noninterest income | 600,000 | 1,198,000 | 1,685,000 | 2,209,000 |
| Noninterest expense | 2,913,000 | 5,810,000 | 8,844,000 | 11,858,000 |
| Provision for loan losses | 91,000 | 172,000 | 271,000 | 330,000 |
| Pretax income | 580,000 | 1,312,000 | 1,823,000 | 2,425,000 |
| Income tax | 80,000 | 190,000 | 136,000 | 208,000 |
| Net income | 500,000 | 1,122,000 | 1,687,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,443,000 | 29,955,000 | 30,460,000 | 30,930,000 |
| Total capital | 31,792,000 | 32,347,000 | 32,956,000 | 33,409,000 |
| Risk-weighted assets | 236,481,000 | 241,055,000 | 247,120,000 | 248,962,000 |