Call reports 2017
GENOA BANKING COMPANY, THE — 2017
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 324,767,000 | 330,856,000 | 333,463,000 | 345,640,000 |
| Total loans | 237,096,000 | 244,586,000 | 249,465,000 | 255,637,000 |
| Allowance for loan losses | 2,235,000 | 2,311,000 | 2,276,000 | 2,276,000 |
| Securities available for sale | 60,106,000 | 56,917,000 | 55,715,000 | 59,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,629,000 | 273,430,000 | 273,458,000 | 279,716,000 |
| Interest-bearing deposits | 213,626,000 | 215,232,000 | 215,916,000 | 217,853,000 |
| Noninterest-bearing deposits | 55,003,000 | 58,198,000 | 57,542,000 | 61,862,000 |
| Equity capital | 27,677,000 | 28,502,000 | 28,846,000 | 28,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,222,000 | 6,602,000 | 10,115,000 | 13,649,000 |
| Interest expense | 501,000 | 1,017,000 | 1,541,000 | 2,086,000 |
| Net interest income | 2,721,000 | 5,585,000 | 8,574,000 | 11,563,000 |
| Noninterest income | 419,000 | 944,000 | 1,460,000 | 1,936,000 |
| Noninterest expense | 2,550,000 | 5,156,000 | 8,000,000 | 10,756,000 |
| Provision for loan losses | 50,000 | 140,000 | 141,000 | 210,000 |
| Pretax income | 602,000 | 1,316,000 | 2,005,000 | 2,645,000 |
| Income tax | 155,000 | 364,000 | 563,000 | 1,179,000 |
| Net income | 447,000 | 952,000 | 1,442,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,053,000 | 28,499,000 | 28,923,000 | 29,042,000 |
| Total capital | 30,288,000 | 30,810,000 | 31,199,000 | 31,318,000 |
| Risk-weighted assets | 223,285,000 | 227,159,000 | 228,596,000 | 232,958,000 |