Call reports 2016
GENOA BANKING COMPANY, THE — 2016
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 319,534,000 | 314,540,000 | 323,377,000 | 326,203,000 |
| Total loans | 222,302,000 | 226,882,000 | 232,537,000 | 229,177,000 |
| Allowance for loan losses | 2,243,000 | 2,231,000 | 2,303,000 | 2,209,000 |
| Securities available for sale | 56,042,000 | 61,724,000 | 61,393,000 | 64,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,166,000 | 260,229,000 | 267,551,000 | 265,420,000 |
| Interest-bearing deposits | 212,839,000 | 211,257,000 | 214,588,000 | 209,649,000 |
| Noninterest-bearing deposits | 51,327,000 | 48,972,000 | 52,963,000 | 55,771,000 |
| Equity capital | 26,801,000 | 27,327,000 | 27,720,000 | 27,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,467,000 | 9,770,000 | 13,041,000 |
| Interest expense | 519,000 | 1,060,000 | 1,595,000 | 2,115,000 |
| Net interest income | 2,628,000 | 5,407,000 | 8,175,000 | 10,926,000 |
| Noninterest income | 416,000 | 929,000 | 1,475,000 | 1,988,000 |
| Noninterest expense | 2,426,000 | 4,973,000 | 7,604,000 | 10,352,000 |
| Provision for loan losses | 74,000 | 186,000 | 295,000 | 238,000 |
| Pretax income | 567,000 | 1,334,000 | 1,986,000 | 2,564,000 |
| Income tax | 147,000 | 364,000 | 537,000 | 688,000 |
| Net income | 420,000 | 970,000 | 1,449,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,406,000 | 26,886,000 | 27,299,000 | 27,667,000 |
| Total capital | 28,649,000 | 29,117,000 | 29,602,000 | 29,876,000 |
| Risk-weighted assets | 212,826,000 | 215,434,000 | 220,613,000 | 217,893,000 |
Machine access — free, no API key
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