Call reports 2015
GENOA BANKING COMPANY, THE — 2015
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 289,212,000 | 291,944,000 | 301,051,000 | 302,937,000 |
| Total loans | 206,368,000 | 211,027,000 | 214,840,000 | 217,933,000 |
| Allowance for loan losses | 2,321,000 | 2,243,000 | 2,237,000 | 2,251,000 |
| Securities available for sale | 56,287,000 | 53,463,000 | 54,880,000 | 58,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,256,000 | 243,007,000 | 249,018,000 | 242,319,000 |
| Interest-bearing deposits | 201,229,000 | 196,283,000 | 201,245,000 | 192,453,000 |
| Noninterest-bearing deposits | 44,026,000 | 46,724,000 | 47,773,000 | 49,866,000 |
| Equity capital | 25,674,000 | 25,512,000 | 26,028,000 | 26,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,951,000 | 5,964,000 | 9,019,000 | 12,143,000 |
| Interest expense | 548,000 | 1,073,000 | 1,603,000 | 2,118,000 |
| Net interest income | 2,403,000 | 4,891,000 | 7,416,000 | 10,025,000 |
| Noninterest income | 365,000 | 825,000 | 1,237,000 | 1,540,000 |
| Noninterest expense | 2,246,000 | 4,614,000 | 7,002,000 | 9,417,000 |
| Provision for loan losses | 29,000 | 124,000 | 172,000 | 213,000 |
| Pretax income | 565,000 | 1,121,000 | 1,675,000 | 2,241,000 |
| Income tax | 154,000 | 313,000 | 470,000 | 614,000 |
| Net income | 411,000 | 808,000 | 1,205,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,184,000 | 25,351,000 | 25,673,000 | 26,036,000 |
| Total capital | 27,505,000 | 27,594,000 | 27,910,000 | 28,287,000 |
| Risk-weighted assets | 196,285,000 | 201,555,000 | 202,907,000 | 208,284,000 |