Call reports 2008
GENOA BANKING COMPANY, THE — 2008
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 255,306,000 | 257,964,000 | 252,350,000 | 252,243,000 |
| Total loans | 181,971,000 | 180,615,000 | 180,650,000 | 182,566,000 |
| Allowance for loan losses | 2,132,000 | 2,093,000 | 2,025,000 | 2,104,000 |
| Securities available for sale | 41,408,000 | 59,414,000 | 51,344,000 | 48,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,391,000 | 215,831,000 | 207,292,000 | 211,417,000 |
| Interest-bearing deposits | 192,471,000 | 191,667,000 | 186,053,000 | 190,528,000 |
| Noninterest-bearing deposits | 21,920,000 | 24,164,000 | 21,239,000 | 20,889,000 |
| Equity capital | 18,915,000 | 18,464,000 | 18,929,000 | 19,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,822,000 | 7,639,000 | 11,427,000 | 14,969,000 |
| Interest expense | 1,967,000 | 3,943,000 | 5,694,000 | 7,339,000 |
| Net interest income | 1,855,000 | 3,696,000 | 5,733,000 | 7,630,000 |
| Noninterest income | 986,000 | 1,511,000 | 1,750,000 | 1,769,000 |
| Noninterest expense | 1,645,000 | 3,263,000 | 4,986,000 | 6,822,000 |
| Provision for loan losses | 95,000 | 191,000 | 287,000 | 544,000 |
| Pretax income | 1,101,000 | 1,763,000 | 2,250,000 | 2,137,000 |
| Income tax | 100,000 | 193,000 | 325,000 | 349,000 |
| Net income | 1,001,000 | 1,570,000 | 1,925,000 | 1,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,301,000 | 18,556,000 | 18,852,000 | 18,651,000 |
| Total capital | 20,317,000 | 20,649,000 | 20,877,000 | 20,755,000 |
| Risk-weighted assets | 172,830,000 | 174,822,000 | 172,034,000 | 172,301,000 |
Machine access — free, no API key
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