Call reports 2007
GENOA BANKING COMPANY, THE — 2007
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 223,530,000 | 226,556,000 | 231,623,000 | 236,684,000 |
| Total loans | 176,025,000 | 179,216,000 | 182,808,000 | 182,030,000 |
| Allowance for loan losses | 2,198,000 | 2,190,000 | 2,257,000 | 2,084,000 |
| Securities available for sale | 30,416,000 | 30,748,000 | 31,089,000 | 35,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,223,000 | 190,435,000 | 193,608,000 | 192,604,000 |
| Interest-bearing deposits | 170,621,000 | 170,517,000 | 174,425,000 | 171,422,000 |
| Noninterest-bearing deposits | 20,602,000 | 19,918,000 | 19,183,000 | 21,182,000 |
| Equity capital | 16,894,000 | 16,911,000 | 17,391,000 | 17,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,553,000 | 7,234,000 | 11,016,000 | 14,830,000 |
| Interest expense | 1,770,000 | 3,589,000 | 5,522,000 | 7,462,000 |
| Net interest income | 1,783,000 | 3,645,000 | 5,494,000 | 7,368,000 |
| Noninterest income | 295,000 | 635,000 | 918,000 | 1,220,000 |
| Noninterest expense | 1,550,000 | 3,221,000 | 4,829,000 | 6,388,000 |
| Provision for loan losses | 95,000 | 190,000 | 287,000 | 413,000 |
| Pretax income | 434,000 | 870,000 | 1,297,000 | 1,788,000 |
| Income tax | 112,000 | 213,000 | 317,000 | 448,000 |
| Net income | 322,000 | 657,000 | 980,000 | 1,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,905,000 | 17,140,000 | 17,366,000 | 17,379,000 |
| Total capital | 18,914,000 | 19,193,000 | 19,470,000 | 19,253,000 |
| Risk-weighted assets | 160,569,000 | 164,121,000 | 168,168,000 | 168,251,000 |
Machine access — free, no API key
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