Call reports 2005
GENOA BANKING COMPANY, THE — 2005
What GENOA BANKING COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 201,853,000 | 208,202,000 | 209,188,000 | 211,861,000 |
| Total loans | 153,280,000 | 164,686,000 | 167,375,000 | 170,693,000 |
| Allowance for loan losses | 1,657,000 | 1,717,000 | 1,816,000 | 1,915,000 |
| Securities available for sale | 32,435,000 | 31,538,000 | 29,385,000 | 28,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,537,000 | 167,959,000 | 174,774,000 | 175,219,000 |
| Interest-bearing deposits | 155,072,000 | 150,700,000 | 155,348,000 | 156,114,000 |
| Noninterest-bearing deposits | 17,465,000 | 17,259,000 | 19,426,000 | 19,105,000 |
| Equity capital | 14,242,000 | 14,661,000 | 14,929,000 | 15,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,715,000 | 5,654,000 | 8,739,000 | 11,910,000 |
| Interest expense | 1,103,000 | 2,225,000 | 3,409,000 | 4,702,000 |
| Net interest income | 1,612,000 | 3,429,000 | 5,330,000 | 7,208,000 |
| Noninterest income | 291,000 | 568,000 | 911,000 | 1,217,000 |
| Noninterest expense | 1,384,000 | 2,883,000 | 4,474,000 | 5,882,000 |
| Provision for loan losses | 95,000 | 190,000 | 287,000 | 384,000 |
| Pretax income | 424,000 | 924,000 | 1,480,000 | 2,159,000 |
| Income tax | 133,000 | 292,000 | 466,000 | 688,000 |
| Net income | 291,000 | 632,000 | 1,014,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,466,000 | 14,746,000 | 15,066,000 | 15,460,000 |
| Total capital | 16,123,000 | 16,463,000 | 16,882,000 | 17,375,000 |
| Risk-weighted assets | 137,156,000 | 145,295,000 | 149,762,000 | 154,919,000 |
Machine access — free, no API key
Every figure shown here about GENOA BANKING COMPANY, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.