Call reports 2016
THURSTON FIRST BANK — 2016
What THURSTON FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 130,656,000 | 133,267,000 | 133,304,000 |
| Total loans | 76,029,000 | 74,029,000 | 76,463,000 |
| Allowance for loan losses | 953,000 | 1,105,000 | 1,080,000 |
| Securities available for sale | 14,347,000 | 6,728,000 | 5,555,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 114,325,000 | 115,553,000 | 112,973,000 |
| Interest-bearing deposits | 82,686,000 | 79,487,000 | 76,309,000 |
| Noninterest-bearing deposits | 31,639,000 | 36,065,000 | 36,664,000 |
| Equity capital | 12,509,000 | 12,781,000 | 13,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,211,000 | 2,356,000 | 3,493,000 |
| Interest expense | 155,000 | 304,000 | 450,000 |
| Net interest income | 1,056,000 | 2,052,000 | 3,043,000 |
| Noninterest income | 48,000 | 98,000 | 148,000 |
| Noninterest expense | 788,000 | 1,481,000 | 2,154,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 316,000 | 669,000 | 1,037,000 |
| Income tax | 102,000 | 216,000 | 331,000 |
| Net income | 214,000 | 453,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 12,273,000 | 12,626,000 | 12,994,000 |
| Total capital | 13,046,000 | 13,351,000 | 13,754,000 |
| Risk-weighted assets | 61,694,000 | 57,532,000 | 60,309,000 |