Call reports 2015
THURSTON FIRST BANK — 2015
What THURSTON FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,129,000 | 122,805,000 | 132,914,000 | 134,620,000 |
| Total loans | 70,440,000 | 68,752,000 | 67,859,000 | 72,357,000 |
| Allowance for loan losses | 946,000 | 963,000 | 892,000 | 948,000 |
| Securities available for sale | 15,169,000 | 15,798,000 | 17,562,000 | 16,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,327,000 | 105,351,000 | 115,358,000 | 114,821,000 |
| Interest-bearing deposits | 76,579,000 | 78,932,000 | 84,982,000 | 84,289,000 |
| Noninterest-bearing deposits | 24,748,000 | 26,419,000 | 30,376,000 | 30,532,000 |
| Equity capital | 11,894,000 | 11,783,000 | 12,140,000 | 12,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,167,000 | 3,240,000 | 4,337,000 |
| Interest expense | 165,000 | 315,000 | 475,000 | 635,000 |
| Net interest income | 925,000 | 1,852,000 | 2,765,000 | 3,702,000 |
| Noninterest income | 49,000 | 96,000 | 144,000 | 182,000 |
| Noninterest expense | 754,000 | 1,568,000 | 2,311,000 | 3,117,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 215,000 | 375,000 | 593,000 | 762,000 |
| Income tax | 68,000 | 116,000 | 185,000 | 236,000 |
| Net income | 147,000 | 259,000 | 408,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,678,000 | 11,622,000 | 11,843,000 | 12,012,000 |
| Total capital | 12,397,000 | 12,322,000 | 12,516,000 | 12,749,000 |
| Risk-weighted assets | 57,360,000 | 55,469,000 | 53,433,000 | 58,532,000 |