Call reports 2014
THURSTON FIRST BANK — 2014
What THURSTON FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 112,693,000 | 113,813,000 | 115,823,000 | 119,864,000 |
| Total loans | 69,282,000 | 72,652,000 | 70,958,000 | 70,592,000 |
| Allowance for loan losses | 852,000 | 974,000 | 898,000 | 937,000 |
| Securities available for sale | 17,239,000 | 14,680,000 | 14,672,000 | 15,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,060,000 | 95,888,000 | 98,086,000 | 101,916,000 |
| Interest-bearing deposits | 78,706,000 | 79,706,000 | 79,869,000 | 78,984,000 |
| Noninterest-bearing deposits | 15,354,000 | 16,182,000 | 18,217,000 | 22,933,000 |
| Equity capital | 10,695,000 | 11,077,000 | 11,269,000 | 11,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,360,000 | 3,555,000 | 4,730,000 |
| Interest expense | 193,000 | 376,000 | 551,000 | 728,000 |
| Net interest income | 970,000 | 1,984,000 | 3,004,000 | 4,002,000 |
| Noninterest income | 13,000 | 35,000 | 54,000 | 96,000 |
| Noninterest expense | 726,000 | 1,475,000 | 2,225,000 | 3,055,000 |
| Provision for loan losses | 25,000 | 35,000 | 130,000 | 130,000 |
| Pretax income | 232,000 | 513,000 | 707,000 | 914,000 |
| Income tax | 74,000 | 164,000 | 224,000 | 289,000 |
| Net income | 158,000 | 349,000 | 483,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,731,000 | 11,029,000 | 11,206,000 | 11,464,000 |
| Total capital | 11,405,000 | 11,732,000 | 11,901,000 | 12,157,000 |
| Risk-weighted assets | 53,712,000 | 55,975,000 | 55,409,000 | 55,172,000 |