Call reports 2013
THURSTON FIRST BANK — 2013
What THURSTON FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 113,075,000 | 116,859,000 | 111,042,000 | 111,742,000 |
| Total loans | 68,416,000 | 68,762,000 | 68,158,000 | 69,491,000 |
| Allowance for loan losses | 915,000 | 758,000 | 783,000 | 804,000 |
| Securities available for sale | 13,301,000 | 18,093,000 | 17,335,000 | 16,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,324,000 | 99,685,000 | 93,722,000 | 90,108,000 |
| Interest-bearing deposits | 82,207,000 | 84,473,000 | 76,819,000 | 73,784,000 |
| Noninterest-bearing deposits | 13,117,000 | 15,212,000 | 16,903,000 | 16,324,000 |
| Equity capital | 10,828,000 | 10,456,000 | 10,310,000 | 10,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,422,000 | 3,645,000 | 4,891,000 |
| Interest expense | 265,000 | 526,000 | 760,000 | 963,000 |
| Net interest income | 937,000 | 1,896,000 | 2,885,000 | 3,928,000 |
| Noninterest income | 55,000 | 75,000 | 87,000 | -35,000 |
| Noninterest expense | 675,000 | 1,435,000 | 2,118,000 | 2,920,000 |
| Provision for loan losses | 50,000 | 50,000 | 70,000 | 70,000 |
| Pretax income | 267,000 | 487,000 | 785,000 | 904,000 |
| Income tax | 86,000 | 154,000 | 250,000 | 284,000 |
| Net income | 181,000 | 333,000 | 535,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,797,000 | 10,050,000 | 10,415,000 | 10,489,000 |
| Total capital | 10,403,000 | 10,689,000 | 11,106,000 | 11,165,000 |
| Risk-weighted assets | 48,529,000 | 50,960,000 | 55,202,000 | 53,966,000 |