Call reports 2012
THURSTON FIRST BANK — 2012
What THURSTON FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 101,184,000 | 100,910,000 | 102,063,000 | 111,673,000 |
| Total loans | 75,369,000 | 73,006,000 | 73,420,000 | 71,648,000 |
| Allowance for loan losses | 1,844,000 | 1,175,000 | 1,349,000 | 895,000 |
| Securities available for sale | 17,171,000 | 17,304,000 | 15,974,000 | 13,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,794,000 | 82,583,000 | 83,931,000 | 92,863,000 |
| Interest-bearing deposits | 72,087,000 | 72,740,000 | 71,396,000 | 80,315,000 |
| Noninterest-bearing deposits | 10,707,000 | 9,844,000 | 12,535,000 | 12,548,000 |
| Equity capital | 10,395,000 | 10,584,000 | 10,643,000 | 10,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,517,000 | 3,765,000 | 5,018,000 |
| Interest expense | 350,000 | 675,000 | 979,000 | 1,266,000 |
| Net interest income | 945,000 | 1,842,000 | 2,786,000 | 3,752,000 |
| Noninterest income | 38,000 | 58,000 | 97,000 | 138,000 |
| Noninterest expense | 682,000 | 1,357,000 | 1,974,000 | 2,817,000 |
| Provision for loan losses | 0 | 75,000 | 300,000 | 500,000 |
| Pretax income | 301,000 | 468,000 | 609,000 | 573,000 |
| Income tax | 97,000 | 148,000 | 190,000 | 172,000 |
| Net income | 204,000 | 320,000 | 419,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,246,000 | 9,463,000 | 9,553,000 | 9,550,000 |
| Total capital | 9,974,000 | 10,158,000 | 10,206,000 | 10,186,000 |
| Risk-weighted assets | 57,102,000 | 55,115,000 | 51,554,000 | 50,605,000 |