Call reports 2011
THURSTON FIRST BANK — 2011
What THURSTON FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 114,931,000 | 108,588,000 | 107,736,000 | 105,613,000 |
| Total loans | 89,163,000 | 83,392,000 | 83,327,000 | 80,817,000 |
| Allowance for loan losses | 1,258,000 | 1,676,000 | 1,722,000 | 1,877,000 |
| Securities available for sale | 9,593,000 | 12,508,000 | 14,888,000 | 14,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,413,000 | 89,811,000 | 88,289,000 | 86,041,000 |
| Interest-bearing deposits | 82,504,000 | 78,287,000 | 77,604,000 | 75,024,000 |
| Noninterest-bearing deposits | 12,909,000 | 11,524,000 | 10,685,000 | 11,017,000 |
| Equity capital | 10,493,000 | 10,036,000 | 10,473,000 | 10,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 2,914,000 | 4,319,000 | 5,703,000 |
| Interest expense | 452,000 | 899,000 | 1,334,000 | 1,729,000 |
| Net interest income | 1,039,000 | 2,015,000 | 2,985,000 | 3,974,000 |
| Noninterest income | 38,000 | 79,000 | 128,000 | 169,000 |
| Noninterest expense | 681,000 | 1,347,000 | 1,959,000 | 2,707,000 |
| Provision for loan losses | 290,000 | 1,350,000 | 1,390,000 | 2,017,000 |
| Pretax income | 106,000 | -603,000 | -236,000 | -581,000 |
| Income tax | 31,000 | -217,000 | -99,000 | -222,000 |
| Net income | 75,000 | -386,000 | -137,000 | -359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,506,000 | 8,798,000 | 9,369,000 | 8,977,000 |
| Total capital | 10,383,000 | 9,632,000 | 10,204,000 | 9,784,000 |
| Risk-weighted assets | 69,804,000 | 65,844,000 | 65,885,000 | 63,489,000 |