Call reports 2010
THURSTON FIRST BANK — 2010
What THURSTON FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,602,000 | 119,510,000 | 117,932,000 | 114,155,000 |
| Total loans | 86,863,000 | 88,545,000 | 90,070,000 | 89,116,000 |
| Allowance for loan losses | 1,533,000 | 1,351,000 | 1,335,000 | 1,378,000 |
| Securities available for sale | 6,748,000 | 7,345,000 | 6,700,000 | 6,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,986,000 | 98,246,000 | 98,133,000 | 94,479,000 |
| Interest-bearing deposits | 90,550,000 | 88,626,000 | 87,484,000 | 82,923,000 |
| Noninterest-bearing deposits | 9,436,000 | 9,620,000 | 10,649,000 | 11,556,000 |
| Equity capital | 9,838,000 | 9,988,000 | 10,216,000 | 10,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,195,000 | 4,844,000 | 6,459,000 |
| Interest expense | 562,000 | 1,128,000 | 1,677,000 | 2,174,000 |
| Net interest income | 1,015,000 | 2,067,000 | 3,167,000 | 4,285,000 |
| Noninterest income | 78,000 | 119,000 | 157,000 | 211,000 |
| Noninterest expense | 637,000 | 1,316,000 | 2,119,000 | 2,854,000 |
| Provision for loan losses | 395,000 | 740,000 | 867,000 | 1,069,000 |
| Pretax income | 61,000 | 130,000 | 338,000 | 573,000 |
| Income tax | 15,000 | 33,000 | 97,000 | 171,000 |
| Net income | 46,000 | 97,000 | 241,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,564,000 | 8,692,000 | 8,984,000 | 9,300,000 |
| Total capital | 9,522,000 | 9,700,000 | 9,888,000 | 10,186,000 |
| Risk-weighted assets | 76,020,000 | 80,286,000 | 81,173,000 | 70,346,000 |