Call reports 2009
THURSTON FIRST BANK — 2009
What THURSTON FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 92,732,000 | 93,908,000 | 112,909,000 | 111,755,000 |
| Total loans | 73,856,000 | 75,064,000 | 90,031,000 | 88,386,000 |
| Allowance for loan losses | 938,000 | 993,000 | 1,053,000 | 1,269,000 |
| Securities available for sale | 9,024,000 | 9,199,000 | 8,657,000 | 6,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,834,000 | 83,946,000 | 90,109,000 | 90,392,000 |
| Interest-bearing deposits | 74,272,000 | 74,747,000 | 76,839,000 | 81,201,000 |
| Noninterest-bearing deposits | 7,562,000 | 9,199,000 | 13,270,000 | 9,191,000 |
| Equity capital | 8,700,000 | 9,351,000 | 9,542,000 | 9,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,822,000 | 4,187,000 | 6,446,000 |
| Interest expense | 554,000 | 1,074,000 | 1,551,000 | 2,133,000 |
| Net interest income | 871,000 | 1,748,000 | 2,636,000 | 4,313,000 |
| Noninterest income | 38,000 | 77,000 | 113,000 | 151,000 |
| Noninterest expense | 584,000 | 1,171,000 | 1,709,000 | 2,551,000 |
| Provision for loan losses | 285,000 | 545,000 | 910,000 | 1,680,000 |
| Pretax income | 40,000 | 109,000 | 130,000 | 233,000 |
| Income tax | 8,000 | 27,000 | 27,000 | -36,000 |
| Net income | 32,000 | 82,000 | 103,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,638,000 | 8,084,000 | 8,234,000 | 8,504,000 |
| Total capital | 8,586,000 | 9,086,000 | 9,245,000 | 9,497,000 |
| Risk-weighted assets | 81,799,000 | 81,127,000 | 81,825,000 | 79,128,000 |