Call reports 2008
THURSTON FIRST BANK — 2008
What THURSTON FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 94,958,000 | 93,947,000 | 93,096,000 | 89,776,000 |
| Total loans | 82,187,000 | 79,263,000 | 79,451,000 | 76,806,000 |
| Allowance for loan losses | 710,000 | 964,000 | 1,147,000 | 2,019,000 |
| Securities available for sale | 9,202,000 | 8,901,000 | 10,168,000 | 9,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,286,000 | 82,597,000 | 82,653,000 | 76,844,000 |
| Interest-bearing deposits | 76,824,000 | 76,026,000 | 74,981,000 | 68,407,000 |
| Noninterest-bearing deposits | 6,462,000 | 6,571,000 | 7,672,000 | 8,437,000 |
| Equity capital | 8,604,000 | 8,425,000 | 8,275,000 | 8,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,304,000 | 4,795,000 | 6,252,000 |
| Interest expense | 836,000 | 1,540,000 | 2,191,000 | 2,820,000 |
| Net interest income | 857,000 | 1,764,000 | 2,604,000 | 3,432,000 |
| Noninterest income | 30,000 | 65,000 | 98,000 | 137,000 |
| Noninterest expense | 639,000 | 1,311,000 | 1,959,000 | 2,567,000 |
| Provision for loan losses | 170,000 | 515,000 | 925,000 | 2,085,000 |
| Pretax income | 78,000 | 3,000 | -182,000 | -1,083,000 |
| Income tax | 0 | 0 | 0 | -1,331,000 |
| Net income | 78,000 | 3,000 | -182,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,531,000 | 8,458,000 | 8,273,000 | 7,447,000 |
| Total capital | 9,254,000 | 9,437,000 | 9,347,000 | 8,495,000 |
| Risk-weighted assets | 90,296,000 | 85,786,000 | 85,066,000 | 82,838,000 |